Your whole financial life, beautifully clear
KinFolio brings every asset and investment together — across markets and for your whole family — then uses AI to help you control spending, understand your net worth and make better financial decisions, all privately on your own device.
Free to start · No ads · We never sell your data
Managing personal wealth is harder than it should be
Money is scattered, net worth is unclear, and most tools are complex or invasive. KinFolio is designed to fix that.
Your money lives everywhere
Cash, investments, savings and property are scattered across apps, banks and spreadsheets.
Net worth is a mystery
Without one clear picture, it is hard to know if you are actually moving forward.
Blind spots and risk
Concentration and hidden trends are easy to miss until they cost you money.
Tools feel like a chore
Most finance apps are complex, cluttered, or ask for far too much personal data.
One calm home for everything you own
KinFolio replaces scattered spreadsheets and apps with a single, private dashboard. Add your assets once, and let AI turn the numbers into clear, honest understanding.
- A single net worth figure you can trust
- Clear allocation across every asset type
- Private AI that explains, but never decides for you
- Works offline, syncs securely when you want
Everything you need to manage your wealth
A complete toolkit for tracking, understanding and planning your personal finances.
Portfolio
See every asset in one unified portfolio, with live allocation and net worth at a glance.
Assets
Track cash, investments, property and more across a single, organized dashboard.
Transactions
Record income, expenses and transfers so your financial picture stays accurate.
Budget
Set spending limits by category and follow your progress throughout the month.
Goals
Define savings goals and watch KinFolio map a clear path toward each one.
Analytics
Understand performance, allocation and cash flow through clear, honest charts.
Reports
Generate readable summaries of your finances for any period you choose.
AI Assistant
Ask questions in plain language and get grounded answers about your money.
AI Insights
Receive timely observations about trends, risks and opportunities you may miss.
Cloud Sync
Keep your data consistent across devices with secure cloud synchronization.
Offline Mode
Manage your finances anywhere. KinFolio is offline-first and always available.
Import & Export
Bring in existing records and export your data whenever you want it.
Track every kind of asset
From cash and stocks to real estate, gold and crypto — across Vietnam, the US and eight more markets — KinFolio understands your complete financial picture.
Built for families across markets
Track assets in local currencies across 10 markets, with more on the way. Set your home market and follow others you care about.
- VNVietnam
- USUnited States
- UKUnited Kingdom
- AUAustralia
- CACanada
- DEGermany
- JPJapan
- KRSouth Korea
- SGSingapore
- AEUAE
Your wealth, on every screen
KinFolio is built cross-platform. It is on Android today, with iOS and a web app on the way — the same private, offline-first experience follows you everywhere.
Intelligence that works for you
KinFolio’s AI is grounded in your own data. It explains what is happening, flags what matters and helps you plan — but it never makes decisions for you.
Portfolio Analysis
KinFolio reviews your allocation and highlights where your wealth is concentrated.
Financial Insights
Plain-language observations turn raw numbers into decisions you can understand.
Risk Detection
Spot over-concentration and unusual changes before they become problems.
Recommendations
Get suggestions grounded in your own data — never generic marketing advice.
Forecasting
Project trends and goal timelines so you can plan the months ahead with clarity.
A closer look at KinFolio
Real screens from the app — from your net worth dashboard to the AI Advisor, cash flow and a personalized, multi-market setup.
Net worth & Smart Insights
Multi-market assets
Cash flow & budgets
AI financial advisor
Goals & planning
Personalized setup
Your data stays yours
KinFolio is privacy-first and secure by design. We protect your information and never sell it.
Encryption
Your data is encrypted in transit and at rest using modern, industry-standard methods.
Authentication
Protect the app with biometric unlock and device-level security you already trust.
Backup
Secure cloud backups keep your records safe if your device is ever lost.
Ownership
Your financial data belongs to you. You control what is stored and synced.
Data Ownership
You own your data. KinFolio is built privacy-first, collecting only what is needed.
Export Anytime
Export a full copy of your financial data whenever you want, in a portable format.
Delete Account
Delete your account and associated data directly, with a clear and simple process.
We Never Sell Data
We do not sell your personal or financial information to anyone. Ever.
Read our Privacy Policy and Terms of Service for full details on how we handle your data.
Simple, honest pricing
Start free and upgrade only if you want AI features and cloud sync. No ads, ever.
Free
A lean, honest net-worth tracker for anyone starting to organise their money.
- Dashboard with manual assets, loans and cash flow
- Up to 20 tracked assets (cash & deposits)
- 1 family member
- 3 AI Advisor questions per day
- Biometric app lock and hide amounts
- Light & Dark themes
Plus
Unlock every asset class, savings goals and the signature Kin theme.
- Everything in Free
- Up to 100 assets — all asset types (stocks, crypto, gold, real estate, …)
- Savings goals, budgets and smart alerts
- Live multi-currency conversion
- Export your data anytime
- Kin Signature theme + price alerts
Regional price: 39,000₫ / tháng
Pro
Unlimited assets and unlimited AI for people who take their finances seriously.
- Everything in Plus
- Unlimited tracked assets
- Unlimited AI Advisor questions (Pro model)
- Tax context & allocation analytics
- Strategy tracker & position sizing (beta)
Regional price: 89,000₫ / tháng
Family
Everything in Pro for up to 6 family members, with shared portfolios.
- Everything in Pro
- Up to 6 family members
- Shared household portfolios
- Family sharing & Legacy vault (beta)
Regional price: 129,000₫ / tháng
KinFolio, answered
Answers to the most common questions about the app, pricing, privacy and security.
KinFolio is an AI-native personal wealth management platform. It helps you track assets, understand your net worth and make more informed financial decisions in one calm, private app.
Yes. The Free plan gives you the full balance sheet (assets, loans, cash flow, net worth) plus 3 AI Advisor questions a day. Paid plans start at Plus ($3.99 / mo) and unlock all asset classes, goals, the Kin Signature theme, and more.
KinFolio is available on Android today. iOS and a web application are planned as part of our roadmap.
Yes. KinFolio is offline-first, so you can manage your finances anywhere. Your data syncs securely when you are back online, if cloud sync is enabled.
You can track cash, savings, stocks, ETFs, mutual funds, gold, crypto, real estate, vehicles, businesses, loans, insurance and other assets.
KinFolio focuses on private, manual and import-based tracking so you stay in control of your data. Additional connections may be considered in the future.
The AI Assistant answers questions about your own financial data in plain language. It is grounded in the information you record, not generic advice.
No. KinFolio is a personal finance management tool. It provides analysis and insights, but it does not provide financial advice or guarantee any outcome. You remain responsible for your decisions.
Your data is encrypted in transit and at rest. You can protect the app with biometric authentication, and secure cloud backups keep your records safe.
No. We never sell your personal or financial information. KinFolio is built privacy-first and collects only what is needed to run the app.
Yes. You can export a full copy of your financial data at any time in a portable format, so your information is always yours.
Yes. KinFolio supports importing existing data so you can move from spreadsheets or other tools without starting from zero.
You can request account deletion from within the app or through our Delete Account page. Your account and associated data are removed following a clear process.
Yes. KinFolio is designed for global users and supports tracking values in the currencies relevant to you.
AI Insights are timely observations about trends, risks and opportunities in your finances, such as concentration in a single asset or unusual changes in cash flow.
No. Cloud sync is optional. You can use KinFolio entirely offline, or enable sync to keep your data consistent across devices.
Yes. You can record cryptocurrency and precious metals such as gold alongside your traditional assets for a complete net worth view.
Yes. You can set spending limits by category, track your progress through the month and see where your money goes.
Yes — the Family plan ($12.99 / mo) covers up to 6 members with shared household portfolios. Family sharing and the Legacy vault are currently in beta and will keep improving with every release.
Plus is $3.99 / month ($39.99 / year), Pro is $8.99 / month ($89.99 / year), and Family is $12.99 / month ($129.99 / year). Vietnam has regional pricing at roughly 55–60% off the USD list price. Final pricing is always shown in the app before you subscribe.
You can begin tracking right away. An account is used mainly to enable secure cloud sync and backups across your devices.
If cloud backup is enabled, your records are safely stored and can be restored on a new device after you sign in.
KinFolio is actively developed. We ship improvements regularly and review this page with every meaningful release.
Visit our Support Center or email support@duoralabs.com. We aim to respond to every request as quickly as we can.
Download KinFolio today
Free to start on Android. iOS and a web app are on the way. Bring calm and clarity to your finances.